Lower has hired Paul Zinn as executive vice president of retail lending and divisional manager, adding a veteran mortgage executive to steer the company’s national retail expansion.
Zinn will report to Craig Montgomery, Lower’s chief strategy officer and head of retail lending, the company said in an announcement last week.
In the new role, Zinn is tasked with expanding Lower’s retail footprint, recruiting top-producing originators and strengthening production teams across key markets. His remit includes helping shape and execute Lower’s broader retail strategy as the company continues to invest in its homeownership platform and national growth plans.
Zinn brings more than 20 years of mortgage industry experience spanning retail lending, business development, recruiting and organizational growth. He most recently founded The Rising Tide Collective, where he advised independent mortgage banks and brokers on growth strategy and talent acquisition.
Before launching his advisory firm, Zinn spent 13 years at AnnieMac Home Mortgage as senior vice president of business development and as a member of the company’s founding team. Over the course of his career, he has led teams responsible for more than $4 billion in annual loan volume, according to the announcement.
“Paul knows how to build teams people want to be part of,” Montgomery said. “He brings deep experience in recruiting, leadership, and building high-performing organizations, but just as importantly, he understands how culture drives long-term success.”
Throughout his career, Zinn has focused on building collaborative, performance-driven cultures and on developing long-term relationships, the company said. His approach emphasizes accountability, mentorship and fostering teams where employees are invested in one another’s success.
“I was looking for a team with both the competitive drive and the capacity to build something meaningful at scale,” Zinn said. “Lower has a clear vision for where it’s going and a genuine commitment to investing in people and innovation.”
The company said Zinn’s appointment underscores its commitment to building a retail platform designed to attract and support high-performing originators nationwide.
This article was generated using HousingWire Automation and reviewed by a HousingWire editor before publication. The system helps convert company announcements and industry data into HousingWire-style news coverage.
