Rocket Pro is extending a key pricing incentive for mortgage brokers through May while also expanding its non-QM product offerings, moves aimed at helping brokers close more loans in a challenging housing market.
The moves are part of the February 2026 promise the Detroit-based company made to its business partners: a “Power Play” announcement on the first Tuesday of every month. May marks the second month of the initiative.
Starting Tuesday, the wholesale lending division of Rocket Mortgage will continue offering a 100-basis-point stacked pricing credit for brokers after initially planning to end the promotion in April. The incentive includes a 60-basis-point purchase credit and a 40-basis-point Compass credit.
The pricing initiative followed the announcement of Rocket Pro’s partnership with Compass, which connected Rocket’s broker network with Compass agents nationwide. Austin Niemiec, chief revenue officer of Rocket Mortgage, said the program has significantly increased broker activity tied to Compass-affiliated agents.
Niemiec told HousingWire that the company decided to extend the program after seeing stronger-than-expected broker engagement during April’s rollout.
“The results from last month’s Power Play exceeded our expectations, and that’s what this is really all about. It’s doubling down on what’s already working,” Niemiec said. “We’re approaching almost 20% of our purchase business that our partners are doing with Compass agents, which has skyrocketed since this credit.”
Niemiec added that brokers have used the aggressive pricing incentives to strengthen relationships with real estate agents across the broader Compass and Anywhere Real Estate network, which includes brands such as Coldwell Banker, Century 21, Sotheby’s and Better Homes and Gardens.
Rocket Pro is also expanding its non-QM lending capabilities, increasing loan limits to $3.5 million and allowing cash-out refinancing up to $2.5 million. Borrowers with loan-to-value ratios below 65% will have access to unlimited cash-out options on non-QM products.
In addition, debt-to-income (DTI) ratios on non-QM loans will increase to 50%, and second homes will now qualify for non-QM cash-out refinancing.
Niemiec said the changes reflect evolving borrower profiles and growing demand for lending solutions outside traditional agency guidelines.
“Borrowers today are a lot more complex than they used to be. They don’t fit inside the traditional guidelines,” he said. “These expansions are helping move the broker community forward and help them help more clients.”
The company said the expanded guidelines are aimed at helping brokers serve self-employed borrowers, investors and higher-net-worth consumers whose income structures may not align with conventional underwriting standards.
Addressing concerns around broader underwriting flexibility, Niemiec said Rocket remains comfortable with the risk profile of the expanded non-QM offerings.
“These are high-quality borrowers,” he said. “The FICOs are still very strong. The equity on these loans is still very, very strong. So we feel very comfortable with this type of borrower expanding up to 50%.”
Rocket Pro also cited growing demand from brokers for second-home cash-out eligibility as homeowners continue sitting on substantial equity gains accumulated over the past decade.
“There’s so much untapped equity across America,” Niemiec said. “Giving folks the ability to tap into that equity on second homes has been something our brokers have been asking for, and we’re really proud to deliver it.”
Alongside the pricing and product changes, Rocket Pro will provide brokers with email and text-message templates, social media assets and printed marketing materials intended to help brokers convert the offerings into funded loans.
Niemiec said the company is also incorporating artificial intelligence tools into its broker platform, Rocket Pro Navigate, allowing brokers to customize marketing scripts, emails and outreach campaigns for their businesses.
“When we roll out price or product, we want to give brokers a full playbook to take what we’re building for them and convert it into real business,” he said.
