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The Consumer Financial Protection Bureau closed 1,327 of the 1,552 supervisory actions that were open at the start of July 2025, while cutting its scheduled examinations by roughly half, according to its latest semiannual report.
The figures, highlighted in HousingWire’s Thursday coverage, show how the bureau has narrowed its oversight under new priorities. The report was published October 27; its supervisory-activity section covers July 1, 2025, through June 30, 2026.
Closures followed reviews of compliance and priorities
The bureau said it closed approximately 86% of the previously open supervisory actions either because institutions had sufficiently addressed the issues or because the findings no longer aligned with its priorities. Some actions dated to 2012.
Institutions received closeout letters ending further reporting requirements on those actions. The bureau also reassessed 80 open examinations and closed 66 because their scope or preliminary findings did not match its revised priorities.
The remaining 14 examinations continued. In those cases, examiners sought commitments to correct violations, address compliance weaknesses and provide relief to affected consumers, according to the full report.
Mortgage lending and servicing remain priorities
For homebuyers, borrowers and mortgage businesses, a central detail is that mortgage origination and servicing remain among the bureau’s stated supervision priorities. Its list also includes credit-reporting violations, debt collection, fraudulent fees, consumer-data failures causing actual losses and intentional discrimination involving identified victims.
The bureau said its revised exam schedule focuses on banks and other depository institutions, actual consumer fraud and areas within its statutory authority. Its stated approach emphasizes correction of problems and relief for consumers.
The report separately says the bureau closed about 40% of its pending investigations under its revised enforcement priorities. Supervisory actions, examinations and enforcement investigations are distinct categories in the agency’s accounting.
JBizNews Desk | Washington
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