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Almost one in four Americans with employer-sponsored health insurance is staying in a job that they would otherwise leave out of fear of losing coverage, a new survey suggests.
The findings, released July 21 by the West Health-Gallup Center on Healthcare in America, show that 24 percent of Americans who rely primarily on employer-sponsored insurance—equivalent to about 23 million adults—feel trapped in their current jobs by concerns over health coverage. That represents an increase of 8 percentage points from 2021.
The phenomenon, which the analysts called “job lock,” was especially prevalent among employees facing financial pressure from medical expenses.
Among respondents with personal or household medical debt, 44 percent said they were staying in an unwanted job to preserve their health insurance, compared with 21 percent of those without medical debt, according to Gallup. The figure rose to 53 percent among workers who said healthcare costs caused them “a lot of stress” in their daily lives….
The findings, released July 21 by the West Health-Gallup Center on Healthcare in America, show that 24 percent of Americans who rely primarily on employer-sponsored insurance—equivalent to about 23 million adults—feel trapped in their current jobs by concerns over health coverage. That represents an increase of 8 percentage points from 2021.
The phenomenon, which the analysts called “job lock,” was especially prevalent among employees facing financial pressure from medical expenses.
Among respondents with personal or household medical debt, 44 percent said they were staying in an unwanted job to preserve their health insurance, compared with 21 percent of those without medical debt, according to Gallup. The figure rose to 53 percent among workers who said healthcare costs caused them “a lot of stress” in their daily lives….



